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Brits question dream move to France over Brexit fears

Each year thousands of Brits, up sticks and move to France, but 2016 does not appear to be a good year to fulfill the lifelong dream.

Brits question dream move to France over Brexit fears

While many of the 300,000 or so British expats already in France fear being left in limbo in the event of Britain breaking off its ties with the EU, at least they are already here.

Spare a thought for those who were all set for the move before the announcement of the June referendum left their plans up in the air.

One of them is Jackie Cox from West Yorkshire, who says the fall in the pound against the euro has already impacted on their plans to move across the English Channel.

“We have already had to cancel an appointment to view one house in France, because the worsening exchange rate means it’s now out of our budget,” she told The Local.

“We had been hoping to move to France this Spring but now with the referendum, we just don’t know whether to put an offer in or not,” she said.

'If we'd known we'd have moved earlier'

Cox, her husband Darren and her 93-year-old mother have their sights set on a move to Poitou-Charente or Limousin but currency predictors say the pound will continue to fall against the euro as the referendum date of June 23rd approaches.

And two banks UBS and HSBC released studies this week predicting that there would be parity between the pound and the euro in the event that the British people vote to leave the Union.

The volatility of the British pound during the Brexit debate was made clear when London Mayor Boris Johnson’s announcement that he would back the leave “camp” prompted an immediate sharp fall in the value of sterling.

All in all it means bad news for those looking to sell up and buy a house in France.

Last year estate agents in France were eager to get the message across that there were bargains a plenty for house-hunters in France.

SEE ALSO: The areas of France the Brits do and don't go

But those moving to France this year are faced with a predicament of whether to buy now, before the pound tumbles further and a Brexit perhaps makes it unaffordable or wait a few months in the hope that a vote to remain will send the pound soaring again.

“If we’d realised the pound would be affected so much we would have brought the move forward,” said Cox.

But it’s not just the question of unpredictable exchange rates that is causing doubt to creep into the minds of those British expats hoping to move to France.

While many long term expats in France are confident their rights will not be affected by Britain pulling out of the EU, for future arrivals the issue is not so clear.

“The problem is no one really know what will happen,” said Cox. “People already in France might be protected but what about us? What happens if we buy a property and then we lose our freedom of movement or right to health care, which is a big issue for us?

“There would also be uncertainty around our business and our right to work in France.

“We were really looking forward to find the right house, but now there’s question marks all over it.”

London based lawyer, George Peretz QC who already owns a house in France but is also looking to retire in France has similar concerns.

'France could charge for access to health care'

Peretz, who specialises in EU law told The Local says that in an event of a Brexit: “UK citizens would lose their EU law rights to work, to set up a business, to buy property, to bring family to live with them, not to be deported for trivial offences and so on. France might let them do all those things. But that would be entirely up to France.

“Any protection under the Vienna Convention on the Law of Treaties certainly doesn't mean that France would be prevented from (for example) starting to charge UK citizens the full cost of use of its health service, or to require them to get a “green card” in order to take a job or start a new business.

“It also wouldn't stop France imposing new taxes that discriminated against Brits. In my view any UK citizen thinking of living in France has to vote – if they can – to stay in the EU. “

Estate Agents Leggett Immobilier however, say that even though potential buyers have raised concerns about the impact of a Brexit they haven’t noticed any slowdown in demand.

“Our personal view is that even if the vote was to leave the EU there would be little in the way of substantial change to UK citizens living in France,” said Trever Leggett.

“We're convinced that the Government will take every step possible to protect benefits in any withdrawal discussions, it's a financial & political minefield…..imagine all these (generally elderly) citizens coming back to the UK and the burden this would place on the NHS.”

Has your move to France been hit by Brexit fears? Let us know. Email the editor at ben.mcpartland@thelocal.fr

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PROPERTY

How to avoid French property rental scams

Finding a place to live - or even to stay - in France can be difficult, and to make it more complicated scammers often prey on unsuspecting property seekers.

How to avoid French property rental scams

More and more people head online to begin their search for a new rental property in France – whether they’re seeking a long-term rental to live or somewhere just for a few months.

But this can be risky with scammers active in the market – such as the 40-year-old Paris man accused of swindling 64 victims by illegally sub-letting properties that he did not own.

So how can you avoid falling victim to online criminals?

The golden rule

There’s one golden rule: don’t hand over any of your hard-earned cash before you sign a lease. This may seem obvious, but if you have found an ideal property it could be more difficult to say no if the person you think is the landlord, or their representative demands money – perhaps to ‘secure the property’. That’s a red flag, right there.

As is paying for the privilege of viewing a property. A genuine landlord would not charge you just to look round.

It is, however, completely normal to be asked to send documents such as proof of income/legal residency in France before a viewing. While in some countries you view the property and then undergo financial checks, in France landlords often want to see your dossier before they spend their time showing you around.

READ ALSO A beginner’s guide to renting property in France

Low rental

Rental prices can be high, especially in Paris which regularly tops international comparisons of the world’s most expensive cities. It’s therefore tempting to look for a bargain, but that too-good-to-be-true rental price probably is.

If an property ad has a monthly rental price that is lower than you would reasonably expect for a place in a certain area, beware.

Some legitimate reasons for a lower price might be that the property is shared (colocation), is a sub-let (sous-location) or is the short-term rental known as bail mobilité. However, these types of contract all have their own rules and limitations and – in the case of bail mobilitéare not available to everyone.

First contact

Beware of long emails from the ‘landlord’ of a property you’re interested in, especially if they seek to demand certain conditions on property visits.

It has been reported that some criminals try to scam victims into sending deposit money on the strength of a viewing video. If you can’t physically visit a property, wonder why.

READ ALSO What you should know about paying rental deposits in France

Watch where you’re sending your money

If you’re asked to pay any money by cash transfer, Western Union, or to a bank not based in France, watch out. This could be evidence of a scam.

Note also that deposits are dictated by law. The deposit for an unfurnished rental property can only be equal to one month’s rent, while a furnished property deposit is two months’ rent. 

READ ALSO 9 things landlords in France can never ask of tenants

Remember too: sign the lease before you pay even the deposit. 

Contractual obligations

There are rules about French property rental contracts. They must include the landlord’s contact details (or those of the property manager), and include information on the size of the property, co-ownership regulations, asbestos, lead and energy performance diagnostics, and the effective date and duration of the lease. 

Model contracts are simple to find on the internet. Search for contrat location modele

READ ALSO The vital French vocab for renting property

Google Lens

Online reverse search tools such as Google Lens are your friends. You can check to see if photos purporting to show the property you’re interested in are also being used to ‘advertise’ different properties in other towns or cities. 

Online liability

Platforms on which landlords can post properties for rent may also be used by scammers. The platforms themselves have repeatedly said that they are not responsible for content published on their sites.

But some short-term rental platforms – notably Airbnb and Abritel – have in the past been found liable for content on their site.

READ ALSO Renting property in France: Should I go for furnished or unfurnished?

But protect your data

The government’s Dossier Facile website allows prospective renters to prepare and build their rental file, and gather all their supporting documents in one online storage place – and, crucially, watermarks them to protect you “against fraud from unscrupulous owners”.

And if you are a victim

If you are the victim of a fake online ad, you may be able to file a complaint online on the Thesee platform. Alternatively, get in touch with the police. 

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