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ESSENTIALS: MOVING TO FRANCE

MOVING TO FRANCE

Why the French dream of living in rural France (but are unlikely to make the move)

If the French had to choose between the town or the countryside, the vast majority would opt for the peace and fresh air of rural France. But there are many reasons why most of them won't actually take the plunge and move their lives to la France profonde.

Why the French dream of living in rural France (but are unlikely to make the move)
Photo: AFP

Paris may well be considered one of the most beautiful cities in the world but most French people would trade the capital and France's other towns and cities for the countryside anytime, a new Ifop poll shows.

An overwhelming 81 percent of respondents said they preferred the countryside which they associate with a higher quality of life, calm, nature and less pollution.

Another advantage of life in rural France picked out by the respondents was the lower cost of living than in the big cities.

What is perhaps most surprising is that young people appear to be the most keen on a life in the sticks, with 60 percent preferring to live in la France profonde, over 45 percent of the rest of the population.

It would seem then that big cities and urban lifestyles have fallen out of favour. Only 19 percent of respondents said they aspired to live a fully urban lifestyle which would involve both working and living in a town or city.

Those already living in the countryside appeared pretty happy with life in the fields with 62 percent believing rural living offers a better quality of life than urban France. Some 93 percent say they were satisfied with life and 53 percent “very satisfied”.

READ ALSO: 

France profonde: Rural idyll or backwater hell?

Nevertheless the overwhelming desire to live in the countryside clashes with how the French actually view rural France and the real problems that those who live there experience.

According to the poll, they perceive the French countryside as the part of the country that is the most marginalised and left behind by the authorities, ahead of the country's city suburbs and small and middle-sized towns.

The French countryside was synonymous with social and economic problems, according to half of those polled with some 60 percent of French people believing that rural France was in decline, with many associating it with the “poverty” and “unemployment”.

Among the five percent of those living in the countryside who would like to leave it and head to the city the reasons they gave for the desire to go urban were “boredom”, “isolation” and “difficulty in getting around”.

The feeling of loneliness and isolation are often cited by foreigners as the most difficult aspects of adjusting to life in rural France.

“When you feel like you don't have anyone to talk to beyond acquaintances, despite your best efforts to make friends, the loneliness can really become a problem,” one American told The Local.

Dominique Marmier, president of Familles Rurales, a charity that commissioned the poll said: “There's a very strong feeling that the countryside is being abandoned. More public services keep disappearing over the past few years, and also shops, train stations and doctors.”

“Rural areas need more investment. The countryside must be given more means, technological means just like the towns do, there must be broadband everywhere for example,” he said.

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Interestingly that sentiment of being left behind is also shared by people living in rural France with some 60 percent say they don't have access to public services.

A similar figure (58 percent) believe the situation around access to public services in the countryside has deteriorated in recent years.

They want the government to tackle the problem of so-called “medical deserts” which sees parts of rural France left without doctors. 

It's an issue France's health minister has vowed to improve and announced recently that 400 GPs will be moved to parts of the countryside most in need.

The salaried GPs, so not private practitioners (medecins liberaux), will be paid by hospitals and health centres in the area. The move was deemed a success in the rural Saône-et-Loire department where authorities managed to recruit around 30 doctors spread around the area, each working 35 hours a week.

Private GPs or medecins liberaux will not be forced to parts of the country where there is a need for doctors but will be encouraged with financial incentives.

“We will encourage them so much that these professionals will have no choice,” said a presidential spokesperson.

READ ALSO:

Ten things I wish I'd known before I moved to rural France

Last year the French government pledged €100 million to cover the costs of bringing high-speed internet to the most isolated parts of rural France by 2022.

At the moment 7.5 million people in France are unable to get a high-speed connection, according to consumer group UFC Que Choisir.
 
And some half a million have no internet at all.
 
France is lagging behind other European countries, as 95% of Dutch residents have access to speeds of 4Mbps or more, with Switzerland, Denmark, and Sweden achieving similar levels. 
 
Other solutions put forward by Familles Rurales to improve life in rural France included improving public transport, keeping local services and shops and developing a sustainable development plan for the countryside.
 
So are you one of the people who dreams of living in the French countryside but will never actually do it? 

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Member comments

  1. We live in rural France, on a working farm in the Mayenne District. We have excellent communications, including high-speed broadband, a wide range of excellent supermarkets, restaurants, and good health facilities. However many of our local villages are struggling to attract young people, even though the cost of living (including homes) is much lower than adjacent towns.

  2. There is no arguing that the rural areas of France are treated badly in many ways. Where we live there is no bus service to speak of, so you have to have a car, and our internet comes via satellite. But the nearest small town has every facility you might need, with banks, a supermarket, doctors etc.
    So despite small conveniences we wouldn’t live anywhere else.
    You can also have a pretty good social life in a rural life, but you have to put in the effort.

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For members

TAXES

What to do if you’re struggling to pay a French tax bill

Income tax bills come due in France from September 26th, while property owners will also be receiving property tax bills in the autumn – but if you’re worried about your ability to pay, options are available.

What to do if you’re struggling to pay a French tax bill

France is a highly taxed country, so if you live here you probably already accept the fact that you will be paying a lot of tax.

But if you’re struggling to pay the bills, you have options, and in most cases the initial advice is the same – contact your local tax office and ask for help.

Income tax

If you’re registered with the online tax portal and make your declarations online you will have already given your bank details to the tax office and they will take the money out of your account directly (after sending you a bill so you know how much will be going out).

If you owe more than €300, the money will be taken in four instalments – this year the payment dates are September 26th, October 25th, November 25th and December 27th.

Defer payment

If you’re concerned about your financial situation you may request a deferment (a délai de paiement) from tax authorities, giving you more time to pay what you owe. 

If you’re asking for a deferment, you can do so online:

  • Log on to your personal space at impots.gouv.fr, and access “messagerie sécurisée” (secure messaging);
  • Click on “écrire” (write);
  • select “j’ai un problème concernant le paiement de mes impôts” (I have a problem paying my taxes);
  • then “j’ai des difficultés pour payer” (I am having trouble paying);
  • Select the tax concerned and follow the instructions on the form.

If you prefer to deal with the matter face to face, you can visit your nearest tax office.

Whether you are asking online or in-person, you must provide a completed difficultés de paiment form – find that here – plus;

  • your tax demand;
  • a bank statement;
  • supporting documents showing your incomings and outgoings (such as pay slips, rent bills, utility bills, etc).

Be aware that deferment requests are handled on an individual basis.

Write off a bill

In certain cases – if you have recently been made redundant, for example – you may ask for tax relief (known as a remise gracieuse), in which part or all of your bill is written off.

Your request for a remise can be made online, using the secure messaging system mentioned earlier. Alternatively, you can go to your nearest tax office in person.

You should fill out a completed difficultés de paiement (payment difficulties) form, and attach or take along corresponding documents.

  • Tax authorities will take into account, in particular, an unforeseeable loss of income (unemployment, for example);
  • Other exceptional circumstances (such as the death of spouse, separation, disability) or abnormally high expenses (illness);
  • a disproportionate difference between the size of your tax bill and your level of income.

Ability to pay

When you apply for a deferment or relief, your ability to pay is analysed, taking into account, among other things:

  • your assets and the resources of people living with you, whether taxable or not (social benefits, municipal assistance, RSA, etc.);
  • essential household expenses (food, healthcare, insurance, housing, transport to and from work, etc.);
  • whether your expenses match your resources and the composition of your household.

Be aware that, if your expenses exceed your financial capacity solely because of your lifestyle choices, your application will be rejected.

Furthermore, depending on your situation, the granting of tax deferment or relief may be subject to :

  • prior payment of outstanding taxes;
  • the filing of a tax return, if you are not fully up to date with your tax obligations;
  • a waiver of any litigation relating to the taxes concerned by the application.

Usually, requests for deferred payment or tax relief are processed within two months. If you have not received a reply within this period, you should assume your request has been rejected. 

But this period may be extended to four months if your situation is complex. In this case, the administration must inform you of this extension before the initial two-month deadline expires.

Property tax

If you own property in France, autumn is also the time when you will be getting property tax bills (tenants no longer pay property taxes after the phasing out of the taxe d’habitation.

All property owners get a bill for taxe foncière while second-home owners will also get a bill for taxe d’habitation – find a full explanation of the system HERE.

Many people have noticed a steep rise in property tax bills in recent years, due to changes in the tax system. If you think your bill is incorrect, here’s how to challenge it.

If the bill is correct, but you are having difficulty paying you can contact your local tax office as described above to request a deferment of the bill. Property tax can also be paid in monthly instalments, rather than all at once.

There are also some groups who are exempt from paying, or entitled to a reduced rate.

It’s sometimes mentioned that older homeowners in France are exempt from taxe foncière (property owners’ tax). This is wrong, but depending on your situation, assistance in the form of a reduction or an exemption may be possible. 

If you are over 75 years old on January 1st of the tax year, you can benefit from an exemption from property tax for your main residence (not a second home). Two additional conditions must also be met.

Concerning the occupation of the accommodation:

  • you live alone or with your spouse or civil partnership partner;
  • you live with dependents for the calculation of income tax (children, dependent persons).

Concerning your financial resources: 

  • the amount of your reference tax income from the previous year must not exceed a certain ceiling specified by article 1417-I of the General Tax Code, which is set by a decree published each year;
  • The income limits not to be exceeded depend on the number of parts retained for the calculation of income tax;
  • Holders of the solidarity allowance for the elderly (ASPA) or the supplementary disability allowance (ASI) are exempt from the financial resources requirement.

If you are over 65 and under 75 on January 1st of the tax year, you can benefit from an automatic reduction of €100 on property tax on your main residence.

Two additional conditions must also be met:

  • you occupy your accommodation under the conditions listed in the exemption from property tax for persons aged over 75;
  • the amount of your reference tax income from the previous year does not exceed a certain ceiling specified by article 1417-I of the General Tax Code.

Neither of these exemptions can be used for second homes. Since the taxe d’habitation is now only paid by second-home owners the opportunities for a deferment or exemption are very limited, since the tax office assumes that second-home owners are financially stable.

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