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HEALTH

Everything that changes in Switzerland in November 2020

From tougher coronavirus measures to a minimum wage in Geneva, here’s what you can expect to happen in Switzerland in November.

Everything that changes in Switzerland in November 2020
In November, masks will be worn in crowded public places. Photo by AFP

More Covid-19 restrictions

From November 2nd, several cantons enforced new restrictions to rein in skyrocketing coronavirus cases.

The measures go beyond those mandated by the Federal Council on October 28th, which include mask mandate outdoors in all areas where “the concentration of people does not allow the necessary distances to be respected”,  11 pm curfew for bars and restaurants, the closure of nightclubs and discos, as well as the limit of 10 people for private gatherings and 50 for public events

Among the cantons that implemented additional measures is Geneva, which is under ‘semi-confinement’ —  a move that includes the closure of all bars, restaurants and non-essential shops, along with leisure establishments like cinemas, museums, libraries and pools. 

People are encouraged to leave their homes only if strictly necessary, though there are no legal bans on moving about.

Stricter measures are also in place from November 2nd in Jura and Neuchâtel, with more cantons expected to release their own restrictions to supplement the national ones.

READ MORE: UPDATE: Geneva and other Swiss cantons introduce tighter coronavirus restrictions 

Note: New restrictions are being introduced daily. Please stay tuned to The Local for the most up to date information – or contact us to ask about what's going on in your canton: news@thelocal.ch.

Geneva introduces a minimum wage of 23 francs an hour from November 1st

In a referendum on September 27th, 58 percent of the canton’s voters approved this union-backed initiative, guaranteeing every worker in one of the world's priciest cities at least 23 francs an hour. 

Geneva is the third of Switzerland's 26 cantons to set a minimum hourly earnings rate after Jura and Neuchatel.

Rapid antigen tests are available from November 2nd

Rapid antigen tests, which show in about 15 minutes whether someone is infected with the coronavirus, are available in testing centres and pharmacies throughout the country from November 2nd and will be used along with the conventional testing method, the PCR test. 

Fast Covid-19 testing begins in November. Photo by AFP

According to the Federal Office of Public Health (FOPH), “the current approach is that anyone with symptoms of the coronavirus should be tested immediately. The goal of this strategy is to detect as many infections as possible. This is the only way of systematically breaking chains of infection, which is key to managing the epidemic”.

Deadline for changing health insurance carriers

By now, you will likely have received a letter from your insurance company, notifying you of the premium for 2021 — by law, carriers must announce the new rates to their clients no later than October 31st.

Once a year every insured person has the right to change the provider of his or her basic compulsory health insurance. For most people, changing is only possible if you cancel your existing policy by November 30th.

Depending on the canton, the increase will be between -1.6 percent and 2.1 percent, somewhat lower than in previous years.

Two new referendums for November 29th

Coronavirus restrictions pending, Switzerland will go to the polls on November 29th to vote on two referendum questions. 

The first, entitled ‘For responsible businesses – protecting human rights and the environment’, aims to introduce new statutory obligations for Swiss businesses at home and abroad. 

The second, entitled ‘For a ban on financing war material manufacturers’, put in place strict restrictions on the production of weapons. 

Specifically, it seeks to “make it illegal to finance any form of war material, including, for example, the manufacture of assault rifles, tanks and their components. The ban will not only cover granting loans to war material manufacturers but will also make it illegal to hold shares in such companies or to invest in funds that contain their shares.”

More about the vote can be found here.

 

 

 

 

 

 

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HEALTH

How difficult is it to change your doctor in Switzerland?

If you already have a GP doctor in Switzerland but, for some reason, need or want to switch, how easy is it to do so?

How difficult is it to change your doctor in Switzerland?

There are a number of reasons why you may want to leave your GP and find a new one.

Maybe you don’t like their bedside manner, are not happy with the medical care, or are simply moving away and need to find someone closer to your new home.

Whatever the reason, whether or not you can easily switch from one doctor to another depends on the kind of health insurance you have.

Different models, different rights

If you have the ‘standard’ — and typically the most expensive — type of the obligatory health insurance (KVG / LaMal), then you are free to switch your GPs at will, and you don’t have to inform the insurance carrier of the switch.

However, if you have opted for one of the cheaper insurance models, then your right to switch doctors may be limited:

Family doctor model’

It is the most popular in Switzerland (and 20 percent cheaper than standard insurance policy premiums).

Under this model, you have a family doctor who will manage your care — that is, treat you or send you to specialists if needed (with the exception of gynecologists and eye doctors, who don’t require a referral).

You can’t, however, change doctors at will, unless your insurance company approves the switch.

Telemedicine model

If you have opted for the Telemed formula, you must call a health hotline set up by your insurance company.

They will give you a referral to a doctor or hospital based on your symptoms.
 
Heath Maintainance Organisation (HMO)

Under this model, policyholders are required to consult a particular HMO practice. Two disadvantages of this alternative is a limited choice of doctors and you also need a referral to see a specialist.

So the only option that gives you the right to switch doctors with no hassle is the standard one, with the family doctor model also possibly allowing you to do so, under certain circumstances.

The way Telmed and HMO are set up, however, switching doctors is not possible. If that option is important to you, then you will have to switch to the (more expensive) standard insurance.

The only exception to the above restrictions are emergencies, when you need urgent medical treatment.

Assuming you have the standard model, how do you go about changing?

The process is pretty simple: you can find physicians in your area either through recommendations from people you know (which is the best way to ensure you will not be getting an ‘anonymous’ doctor) or, if no recommendations are available, then through the OneDoc platform, which lists which doctors are taking new patients and where.

You can then make an appointment directly online.

When you do so, ask your current physician’s office to transfer your file to the new doc.

You don’t need to explain the reasons for the switch.
 
READ ALSO: The essential Swiss websites you need to use for health matters 
 

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