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SECOND HOMES

CALCULATOR: How to work out your 90-day allowance in France

If you're visiting France and you're not a citizen of an EU country, your visits may be limited by the '90 day rule' - here's how it works, who is affected and how to calculate your trips so that you don't overstay your allowance.

CALCULATOR: How to work out your 90-day allowance in France
Photo by Eduardo Soteras / AFP

Who?

If you have the passport of an EU country – including dual nationality – you are not covered by the 90-day rule and are free to come and go from France as you please.

Non-EU citizens fall into two categories – those covered by the 90-day allowance and those who are not.

Citizens of certain countries, including India, need a visa for any visit to France, even just a long weekend, but other countries allow up to 90 days of travel without the need for a visa.

Brits, Americans, Canadians, Australians and New Zealanders are all covered by the 90-day allowance – find the full list here

Blue marks the EU/Schengen zone, green is countries covered by the 90-day rule and citizens of red countries require a visa even for a short trip. Map: European Commission

What?

The 90-day rule states that you can spend 90 days out of every 180 in the EU or Schengen zone without needing to get a visa or residency card.

The allowance is for the whole Schengen zone, so if you’re travelling to multiple European countries your tally is for all the days you have spent within the Bloc.

For example, if you spent 85 days in France and then travelled to Spain for a fortnight, that would take you over your 90-day allowance because both France and Spain are Schengen zone countries. 

The allowance means that in total over the course of a year you can spend 180 days in the EU/Schengen zone without needing a visa – but the crucial point is that your 180 days cannot be all in a single block.

This means that, for example, you can’t spend the summer in France and the winter in the UK, or vice versa.

How?

So – the crucial bit – how do you go about calculating your allowance?

The people most likely to be affected by this are second-home owners and freelance workers or contractors who make multiple short work trips to the EU.

If you travel for work, it’s important to note that your 90-day allowance covers all trips for all reasons – so you need to add in any European holidays as well as work trips to your total. 

It’s when you’re making a series of short trips that things can get complicated, because the 90-day rule is calculated on a rolling calendar, so that at any point of the year you need to be able to count backwards by 180 days, and have only spent 90 of those days in the Schengen zone.

You also need to be aware that any time spent in the Schengen zone counts as one day – so even one-hour stopovers take one day off your allowance. 

The easiest way to keep on top of this is to keep a diary (paper or electronic) with your travel days marked in it, and then use the online Schengen calculator to check that you’re within your allowances.

Short stays and stopovers can add up more quickly than you might think.

The online Schengen calculator can be found HERE – simply input your travel dates and it will tell you how many days you have left. 

What if you have a visa?

People who want to spend more than 90 days at a time in France have two options – get a visa or move here full-time and get a residency card.

Visa – for second-home owners the 6-month visitor visa is a popular option. This allows you to keep your main residence in your home country, but spend plenty of time at your place in France. 

For the dates when your visa is valid, your trips to France do not count towards your 90 day allowance – but trips to any other EU/Schengen zone country still count towards that 90-day allowance. Once your visa runs out, the 90-day clock starts again, unless your get a new visa – more details here.

Residency – if you take up permanent residency in France any time spent in France obviously does not count towards your 90 days. However, it’s worth pointing out that you are still bound by the 90-day rule when travelling to other EU/Schengen zone countries – full details here.

Overstaying

Many readers, especially Brits who were previously in the happy position of not having to worry about calculating 90 days, have asked us whether they really need to go through all this hassle.

The unfortunate answer is yes – passports are checked regularly as you enter and leave the Schengen zone, and upcoming technical changes mean this will only get stricter.

People who spend more than 90 days at a time in the Schegen zone without having a visa are classed as overstayers, and passports are likely to be stamped or flagged.

Overstaying is usually punished by a fine, but having that ‘overstay’ on your passport also means that future travel is likely to be a lot more difficult, and you may also have trouble with any future visa applications.

People who travel for work should note that keeping track of your 90 days is your personal responsibility, not your employers’. It seems that many UK employers are still pretty clueless about post-Brexit changes, so don’t rely on your company’s HR department to calculate your allowance.

At present passport checking and stamping at the border is varied and variable, but changes to EU travel coming in later this year will mean that the process becomes more automated, and overstayers will have nowhere to hide. 

READ ALSO Passport scans and €7 fee: What changes for EU travel in 2022

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For members

SECOND HOMES

Campaign launched against second homes in France

Faced with increasing difficulty in finding housing, locals in one area of France have launched a campaign to limit the number of second homes in the region.

Campaign launched against second homes in France

Overall, one in 10 properties in France is used as a second home, with the vast majority having French owners. But the situation in areas that have a particularly high number of second homes has led to locals feeling shut out of the market.

France has so far largely escaped the ‘anti tourist’ protests seen in countries including Spain, but the high number of second homes is a regular source of tension.

The most recent campaign is in Brittany, where a petition has been launched to close down a popular website (Madeuxiememaison.fr, launched in 2021 by the Caisse d’épargne Bretagne – Pays de la Loire) advertising second homes.

The petition accused the website of encouraging people to purchase second homes while Brittany residents are unable to find affordable housing. 

The left-wing political group, Union démocratique brétonne (UDB), launched the petition, writing that “Brittany does not lack housing. The truth is that hundreds of thousands of homes are empty nine months out of 12.”

Tifenn Siret, the spokesperson for UDP explained the petition to BFMTV. She said: “We are looking at an aggressive promotion [of second homes].

“The moment this website went up in 2021, there was a campaign to promote the site in newspapers and the media. We have several ‘housing shortage zones’ where people who work cannot live there.”

Another Brittany resident, Pauline from Finistère, told the French TV channel: “We are struggling to be able to buy homes in the area where we work.”

In response, Caisse d’épargne Bretagne – Pays de la Loire told BFMTV that “Out of 12,000 real estate projects in 2023, only 200 were for second homes, or 1.6 percent.

“We are not the ones creating the market, it’s the buyers who decide. Our role is to be facilitators, to support people.”

Other pushback against second homes

In recent months, second homes – notably those with their shutters closed (volets fermés) – have been targeted with graffiti and posters, BFMTV reported.

In July, a home in Trégunc (in the Finistère département) was sprayed with graffiti bearing the words “Besoin primaire, résidence secondaire” (Primary needs, secondary residence).

In March 2024, a car belonging to second homeowners in Névez (also in Finistère) was set on fire.

Some of these actions, including the burning of the car, have been organised by regionalist groups, such as the FLB (Front de libération de la Bretagne).

Another activist group, Douar Ha Frankis, which has particularly focused on limiting Airbnb rentals in the region, occupied a building used for Airbnb rentals in August, during the Inter-Celtic festival in Lorient, as well as placing flyers and posters on second homes.

The group told Franceinfo that they would like to see quotas put in place to limit the number of second homes in an area. 

What is the second homes situation in Brittany?

The western French region has become more popular amongst second home owners and tourists in recent years, partly due to climate change which has left parts of southern France exceedingly hot in the summer.

READ MORE: Why more and more tourists are flocking to Brittany

According to Ouest France, second homes make up 13.3 percent of properties in the region, higher than the national average of 9.5 percent.

However, those numbers increase significantly when looking at coastal parts of the region and its islands. For example, the Îles du Ponant have closer to 60 percent of properties as second homes, and that number rises to 72 percent for the island of Bréhat.

Local residents have noticed that areas with large portions of second homes have also become more expensive.

In Carnac, a coastal town in the Morbihan, second homes represent 71 percent of properties, BFMTV reported. Meanwhile, property prices in Carnac are closer to €6,027 per square metre, in contrast to the average of €2,814 for the rest of the Morbihan département.

In Saint-Briac-sur-Mer, located in the Ile-et-Vilaine département, the share of second homes is 60 percent, and price per square metre has reached €6,237, compared to the département average of €2,900.

What about other parts of France?

There has been similar pushback in other parts of France, but it is worth noting that the vast majority – around 90 percent – of second homes in France have French owners, and there is no particular animus against foreigners who buy a second home in France.

In 2022, France’s then-finance minister Bruno Le Maire, who owns a second home in the Pays-Basque in south-west France, saw his property briefly occupied by activists.

They called for extra powers for local authorities to impose a surcharge on second homes, with the money going towards creating affordable housing for local people.

Meanwhile, second homes in Corsica, where as many as one in three properties are second homes, have increasingly become targets for arsonists, Le Monde reported.

READ MORE: Where in France are locals protesting about second-home owners?

Steps to rein in second homes?

Thousands of French communes are officially designated as ‘zones tendues’. Literally translated as ‘tense zone’ in this context, it means an area with a housing shortage. 

To be officially designated by the government as a zone tendue, local authorities must be able to show that the area has a housing shortage, or that locals are priced out of the market.

If you own property in a zone tendue it could affect the property taxes you pay.

Areas with zone tendue status have the power to impose a surcharge on the taxe d’habitation on second-homes of up to 60 percent.

As for Airbnb, France imposes several restrictions on people who want to rent out their property via the holiday letting platform Airbnb.

There have also been calls to tighten these rules further, which could be included in the autumn legislative session in parliament, as they were put on hold due to the dissolution of parliament in June 2024.

READ MORE: Revealed: Where in France do foreigners buy second homes?

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