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LIVING IN SWITZERLAND

EXPLAINED: What Swiss authorities can and can’t ask you to reveal

If you are a foreigner living in Switzerland, you may think that authorities —whether federal, cantonal, or municipal –are keeping close tabs on you. Are there limits to what you should and shouldn’t reveal about yourself?

EXPLAINED: What Swiss authorities can and can't ask you to reveal
There are certain things you don't have to reveal to the government. Photo by Tirachard Kumtanom on Pexels

If you have ever filled out any official paperwork or applications — for instance, for a work permit or naturalisation — then you know that you are required to divulge some personal information about yourself.

That information, however, which includes questions such as your name, date of birth, address, and citizenship/permit situation, is pretty routine and non-invasive from the privacy point of view.

Then, there are questions that you may find on various forms which you can refuse to answer, if you wish, without getting in trouble for withholding information.

One such question is about your religion.

The reason it is sometimes (though not always) asked is for statistical reasons, so the government knows how many people of various faiths live in the country.

You can decide whether to answer this particular question — it is entirely up to you.

Inappropriate questions

There is a whole list of things considered to be private and personal, which the federal, cantonal, or communal authorities can’t ask.

For instance, while they can enquire about your citizenship (for obvious reasons), asking about your ethnicity, origin, or race is a definite ‘no-no.’

The same pertains to any medical conditions you may suffer from now or in the past; unless you are specifically applying for disability or other health-related benefits, you don’t have to divulge them.

By the same token, your political views are nobody’s business either.

When it comes to your sexual orientation – this information is private, too, and no official entity has the right to ask about this.

If you find that any public officials ask any of these questions, you don’t have to answer them. 

But what information are you obligated to reveal to the authorities?

Your whereabouts

There is a long list of such ‘musts’, starting with where you live at any given moment.

This means you must register your address with your local community and de-register when you move — starting this process every time you change houses.

READ ALSO: Why you need to tell Swiss authorities where you live

Your income

You don’t have to divulge how much you earn at a party, but this is obviously of interest to the government, so they can collect taxes from you (see more about this below).

Criminal activity

If you have always lived in Switzerland, then authorities obviously know about any offences you have committed.

But if you move here from abroad and are asked whether you have a criminal record, you must be truthful.

Any changes in your family status

If you get married, have a child, or get divorced, you must report these events to the civil registry office.

What about your bank accounts?

This depends on whether you are a foreigner or a Swiss national.

In the first case, you can’t hide assets in a Swiss bank and hope Switzerland won’t tell your home country about it.

The government has an agreement with a number of countries to exchange financial information of their respective citizens in order to fight against tax evasion. So in this respect, your money is not safely ensconced in a Swiss bank away from prying eyes.

Rules are, however, different for Swiss citizens.

Legislation “protects the financial privacy of citizens from unauthorised access by third parties or by the State”.

However, this doesn’t mean you are not required to divulge all your assets to the state — because you are.

When you file your taxes each year, you must declare all your assets, so while the government doesn’t snoop around in your accounts, it relies on your honestly to divulge them yourself.

READ ALSO: What you should know about Switzerland’s banking secrecy

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For members

QUALITY OF LIFE

Where are the ‘best’ and ‘worst’ places to live in Switzerland in 2024?

A new, large-scale comparison of Swiss communities reveals where life is good — and where it leaves much to be desired.

Where are the 'best' and 'worst' places to live in Switzerland in 2024?

In all fairness, there are no truly ‘bad’ communities in Switzerland, especially in comparison to certain parts of the world.

However, in the only major ranking of this kind conducted in Switzerland, Handelzeitung newspaper set out to find out which Swiss towns of more than 2,000 residents offer the best overall quality of life to its residents, and which  ones — not so much. 

The publication examined 1,000 municipalities, ranking them on 51 criteria, including the tax burden, property prices, security, geographic location, quality of public schools, social structures, and availability of shopping venues, among others.

The data that Handelszeitung used is based mainly on public statistics, as well as on real estate price models from the company Iazi.

“Among the main factors for a municipality to be at the top are low taxes, proximity to the centre, and the presence of a lake,” according the study’s author, Donato Scognamiglio.

The findings can be summed up thus: all the best communities are located in the Swiss-German part of the country (mainly in Zurich and central Switzerland), while the ‘worst’ are predominantly in the French-speaking cantons, as well as Ticino.

And the best places are….

Based on the above criteria, Handelszeitung selected these 10 communes as the best places to live in the country:
1 Meggen (LU)
2 Hergiswil (NW)
3 Oberkirch (LU)
4 Cham (ZG)
5 Zug (ZG)
6 Zollikon (ZH)
7 Freienbach (SZ)
8 Küsnacht (ZH)
9 Hünenberg (ZG)
10 Kilchberg (ZH)

Why has the municipality of Meggen earned  the top spot?

 “Living in Meggen is considered a privilege by most people,” said mayor Carmen Holdener.

“But it’s not just the rich and privileged who live here,” she added. “The population is very diverse.”

City statistics do show that foreign nationals make up nearly 25 percent of the town’s 7,768  residents.

What about Hergiswil, which is in the second-place?

The Nidwalden municipality is well connected by transport, and its location between Pilatus and Lake Lucerne offers many leisure activities.

But its main attraction may lie elsewkere: “We keep taxes in Hergiswil consistently low,” said the mayor, Daniel Rogenmoser. “This is important for taxpayers so that they can plan for the long term with relatively stable taxes.”

This community is diverse as wll: almost 30 percent of the population of 6,185 people are foreigners.

What about the ‘losers’?

This is what the line-up looks like:

1 Val-de-Travers (NE)
2 Chamoson (VS)
3 Le Locle (NE)
4 Riviera (TI)
5 Perles (BE)
6 Biasca (TI)
7 Diemtigen (BE)
8 Saint-Imier (BE)
9 La Chaux-de-Fonds (NE)
10 Tramelan (BE)

So what’s wrong with Val-de-Travers, which got the lowest score in the ranking?

Although scenically located amid hills and pine forests, the Neuchâtel municipality has the highest taxes in Switzerland.

But that’s not all: the community of 10,550 inhabitants is “poorly served by publlic transport, poorly structured, and has few jobs on site.”

What about Switzerland’s largest cities?

According to the study, life is not that great (comparatively speaking) in major Swiss municipalities.

Zurich is in the 54th place, Basel in the 486th, and Bern in 491st.

“The reasons for this poor ranking lie mainly in the areas of housing and employment, with reduced construction activity, more difficult financial accessibility, a higher unemployment rate, and fewer business start-ups.”

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