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ESSENTIAL SWEDEN

Tipping, tax and mortgages: Essential articles for life in Sweden

In this week's Essential Sweden, we look at whether you can get citizenship through ancestry, how to survive November in Sweden, as well as tipping etiquette, the Swedish tax system and why variable rate mortgages are so popular.

Tipping, tax and mortgages: Essential articles for life in Sweden
We've got a money-heavy Essentials for you this week. Photo: Henrik Montgomery/TT

It’s no secret that November in Sweden is dark, dull and grey for the most part. A few years ago, we asked our readers for their tips on how to learn to love the eleventh month of the year, and as Novembers haven’t changed much since then, we’re sharing their tips with you again this week.

Citizenship is a popular topic for our readers, perhaps due to the fact that getting citizenship in Sweden is relatively easy compared to other countries. In this article, we look at how Sweden’s rules compare to the other Scandinavian countries.

Tipping is ubiquitous in some countries, often leaving tourists and immigrants confused as to whether they’re expected to tip when eating out in Sweden. Here’s a look at Sweden’s tipping etiquette.

Variable rate mortgages are the norm in Sweden, which is one of the reasons why homeowners have been so hard hit by rising interest rates. But why are they so popular?

Staying on the topic of money, Sweden is known for having high taxes, with the highest earners forking over more than 55 percent of their salary in tax. Here’s a breakdown of how the system works.

Finally, The Local’s Editor, Emma Löfgren, recently spoke to a number of our readers living outside of Sweden about their Swedish ancestors – you can read more about that in this week’s Inside Sweden. But is it possible for people descended from Swedes to apply for citizenship through ancestry?

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ESSENTIAL SWEDEN

Banks, bills and mortgages: Essential articles for life in Sweden

Wondering which banks give mortgages to foreigners, or what happens if you are struggling to pay a bill? Essential Sweden this week answers those questions and more.

Banks, bills and mortgages: Essential articles for life in Sweden

Interest rates may soon drop, but there’s still hope if you’re finding it hard to pay your mortgage each month.

Which bank should you use if you’re a recent arrival to Sweden? We asked our readers for their tips: here’s what they said,

We hope you never find yourself in the situation that you’re unable to pay a bill in Sweden, but it’s good to know what happens if you do, just in case.

Owning a second home is relatively commonplace in Sweden, and they often sell for under a million kronor in more remote areas. But what should you take into account when considering a purchase?

People who arrived in Sweden as adults often need to top up their pension savings, and one way to do this is via investments. What are the different types of investing and how do they work?

Finally, if you’re planning on buying a home any time soon, it’s worth knowing which banks require you to have permanent residency in Sweden before you apply for a mortgage. 

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