The figure beat analysts' forecasts of around $3.3 billion.
Zurich said that its revenues rose by 6.6 percent to $73 billion.
"We delivered a solid performance in 2012, a year characterized by ongoing economic challenges," the group's chief executive officer, Martin Senn, said in a statement.
Operating profit increased by four percent to reach $4.08 billion, while shareholders' equity on December 31st was $34.49 billion, up 10 percent from a
year earlier.
INSURANCE
Zurich Insurance results beat expectations
Swiss insurer Zurich Insurance Group said on Thursday that net profit rose by three percent in 2012, reaching $3.9 billion, despite tough market conditions.
Published: 14 February 2013 18:05 CET
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