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Explained: Can I invite people to my home under Austria’s new coronavirus rules?

On Monday, Austria announced a stricter set of measures to tackle coronavirus - including a cap on groups. Do these new rules restrict private parties?

Explained: Can I invite people to my home under Austria’s new coronavirus rules?
How many is too many to invite around? Photo by Yutacar on Unsplash

The Austrian government on Monday decided to implement a range of new measures, including making masks compulsory at all indoor and outdoor events and limiting groups. 

From midnight on Friday, October 23rd, masks will be compulsory in all indoor and outdoor events in Austria, Kurier reported on Monday. 

What you need to know about Austria's new lockdown measures 

The new restrictions were put in place at a meeting on Monday morning. 

A maximum of six people are allowed indoors without assigned seating, with the respective number outdoors raised to 12. 

Children do not count towards the tally. 

This is at all publicly-accessible gatherings – it includes public parks and fitness studios.

Can I invite people around – and if so how many?

In short, the maximum number is six. If you do invite more than six over, you will be breaching the limit – although you won't be getting in trouble with the police anytime soon. 

While the maximum number of people at private gatherings has been set at six, this is only a voluntary requirement.

Private gatherings have a 'voluntary' limit of six people – even in private homes. Kurz told the media on Monday that the requirement in private homes was not legally enforceable at this stage. 

“The legal regulation is very clear. Noise pollution is one reason that the police can take action, but the meeting alone cannot,” Kurz said. 

Police will not issue citations for breaching the limit in public homes, Kurz confirmed. 

Kurz appealed to the ‘common sense’ of Austrians in adhering to the measures. 

“It will be a challenging few months, but the more we stick together and the more each individual participates, the better we will get through this phase.”

 

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HEALTH

Is it worth it to get a private health insurance in Austria?

Private healthcare insurance gives you quicker appointments and more time with doctors, but it comes with a price. Here is what you need to know to find out if it is worth it for you.

Is it worth it to get a private health insurance in Austria?

Austria is known for having a well-functioning public healthcare system, but recently, the number of public doctors has been decreasing while the number of private ones continues to grow.

Public doctors are often associated with long waiting times and less time spent with each patient.

Going to a private practitioner could be a solution for receiving better care, as it allows more time with the specialist and usually an earlier appointment.

However, if you are only insured with public insurance, visiting a private doctor comes with higher costs. If you have the option, private insurance might sometimes be a better alternative.

Here is what you need to know about private health insurance.

READ ALSO: EXPLAINED: What happens if you’re off sick for a long time in Austria

Doctor taking care of injured patient. Photo by Tom Claes on Unsplash

What are the benefits?

If you are considering private health insurance, it is important to consider your individual case, what you need, whether it is worth it, and what kind of insurance might be suitable for you.

Getting private health insurance can be a good idea if you frequently need medical care or just want faster appointments and more time with the doctors.

While you can still see private doctors, such as the so-called Wahlarzt in German, and access private healthcare options with public insurance by paying out of pocket, you will only receive partial reimbursement.

Therefore, getting private insurance might be beneficial if you need to see a healthcare provider more frequently.

With private insurance, you typically pay a fixed monthly rate, which covers a wide range of private healthcare options. These include visits to private doctors, certain dental procedures, eye care, wellness services, and physiotherapy, among other things.

If you have private insurance, you also have access to a broader selection of healthcare providers and facilities. You often receive more comfortable hospital stays, medication coverage, and sometimes international healthcare coverage.

Exactly how much private insurance covers depends on the type of insurance company and package you choose.

Some insurance companies cover specific costs completely, while others cover them only to a higher percentage. However, private insurance generally covers a much higher percentage of most costs than public insurance.

READ MORE: Everything foreigners need to know about the Austrian healthcare system

How much does it cost?

The monthly cost for private healthcare insurance averages around €30 for children and between €45 and €100 for adults.

You can often save on the costs by choosing regional rates, family coverage, or agreeing to a deductible, where you pay part of the costs yourself.

If a larger company employs you, they might offer private group insurance, which often results in lower costs because the employer contributes to the premiums.

When you apply for private insurance, the insurance company usually examines your health and medical history. The cost is then decided based on age, health status, and healthcare needs.

Signing up for private healthcare insurance at an early age can be a good idea since it often means lower costs. Existing health insurance contracts are adjusted annually for inflation only, without further adjustments.

UNIQA, Wiener Städtische, Generali Health Insurance, Mercury, Allianz Health Insurance, and the Danube are among Vienna’s largest and best-known private healthcare insurance providers.

READ NEXT: EXPLAINED: What is a Wahlartzt in Austria?

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