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HEALTH

Austria places Innsbruck hotel under lockdown over coronavirus

Austria on Tuesday placed a hotel in the Alpine city of Innsbruck under lockdown after an Italian receptionist working there contracted the virus.

Austria places Innsbruck hotel under lockdown over coronavirus
Police officers close a hotel near the city centre in Innsbruck, Austria, on February 25, 2020 after a woman who worked here has been confirmed infected with the coronavirus.. AFP

“No one can get in and out of the hotel to make sure that if other infected people are staying in the hotel, the virus won't be spread,” Interior Minister Karl Nehammer told a press conference.

“All these measures have one purpose — to stop the virus and its spread. There is no reason to panic,” he said, adding that Austria was prepared for such a case.

He did not say how long the isolation would last or identify the hotel, but Austrian media have named it as the 108-room Grand Hotel Europa in the centre of Innsbruck, a tourist hub and push-off point for major Alpine skiing competitions in the surrounding mountains.

The woman's home in Innsbruck — the capital of Tyrol state bordering Italy — was also being isolated, a state government spokeswoman said.

The couple have both been quarantined in a hospital in Innsbruck where they tested positive for the new coronavirus, marking Austria's first cases after an outbreak in northern Italy.

The woman and her partner, both 24 and from coronavirus-hit Lombardy region in Italy, travelled to Innsbruck by car last week.

The woman contacted health authorities after developing a fever, but both are now fever-free again, according Guenter Weiss of the Medical University of Innsbruck.

Earlier Tuesday, Carinthia state, which also borders Italy, indefinitely postponed a cross-country competition, for which 300 participants from northern Italy were expected.

Italy has seen a huge jump in cases in recent days, including 10 deaths. All of those who have died so far in Italy were either elderly or had pre-existing medical conditions.

According to the World Health Organization, the epidemic has peaked at its epicentre in China, where it has killed more than 2,600 people and infected over 77,000 others.

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HEALTH

Is it worth it to get a private health insurance in Austria?

Private healthcare insurance gives you quicker appointments and more time with doctors, but it comes with a price. Here is what you need to know to find out if it is worth it for you.

Is it worth it to get a private health insurance in Austria?

Austria is known for having a well-functioning public healthcare system, but recently, the number of public doctors has been decreasing while the number of private ones continues to grow.

Public doctors are often associated with long waiting times and less time spent with each patient.

Going to a private practitioner could be a solution for receiving better care, as it allows more time with the specialist and usually an earlier appointment.

However, if you are only insured with public insurance, visiting a private doctor comes with higher costs. If you have the option, private insurance might sometimes be a better alternative.

Here is what you need to know about private health insurance.

READ ALSO: EXPLAINED: What happens if you’re off sick for a long time in Austria

Doctor taking care of injured patient. Photo by Tom Claes on Unsplash

What are the benefits?

If you are considering private health insurance, it is important to consider your individual case, what you need, whether it is worth it, and what kind of insurance might be suitable for you.

Getting private health insurance can be a good idea if you frequently need medical care or just want faster appointments and more time with the doctors.

While you can still see private doctors, such as the so-called Wahlarzt in German, and access private healthcare options with public insurance by paying out of pocket, you will only receive partial reimbursement.

Therefore, getting private insurance might be beneficial if you need to see a healthcare provider more frequently.

With private insurance, you typically pay a fixed monthly rate, which covers a wide range of private healthcare options. These include visits to private doctors, certain dental procedures, eye care, wellness services, and physiotherapy, among other things.

If you have private insurance, you also have access to a broader selection of healthcare providers and facilities. You often receive more comfortable hospital stays, medication coverage, and sometimes international healthcare coverage.

Exactly how much private insurance covers depends on the type of insurance company and package you choose.

Some insurance companies cover specific costs completely, while others cover them only to a higher percentage. However, private insurance generally covers a much higher percentage of most costs than public insurance.

READ MORE: Everything foreigners need to know about the Austrian healthcare system

How much does it cost?

The monthly cost for private healthcare insurance averages around €30 for children and between €45 and €100 for adults.

You can often save on the costs by choosing regional rates, family coverage, or agreeing to a deductible, where you pay part of the costs yourself.

If a larger company employs you, they might offer private group insurance, which often results in lower costs because the employer contributes to the premiums.

When you apply for private insurance, the insurance company usually examines your health and medical history. The cost is then decided based on age, health status, and healthcare needs.

Signing up for private healthcare insurance at an early age can be a good idea since it often means lower costs. Existing health insurance contracts are adjusted annually for inflation only, without further adjustments.

UNIQA, Wiener Städtische, Generali Health Insurance, Mercury, Allianz Health Insurance, and the Danube are among Vienna’s largest and best-known private healthcare insurance providers.

READ NEXT: EXPLAINED: What is a Wahlartzt in Austria?

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