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PARIS

ANALYSIS: How much will the new 30km/h speed limit really change Paris?

Monday marks the introduction of a 30km/h speed limit for most of Paris. So what do locals make of the new rules and - in a city renowned for endless traffic jams - how much of a difference will this really make? Sam Bradpiece went to find out.

ANALYSIS: How much will the new 30km/h speed limit really change Paris?
Much of Paris is now a 30 km/h zone. Photo: Stephane du Sakatin/AFP

The Paris mayor has greatly extended the 30km/h (18mph) speed limit zones so that they now cover most streets, with the exception only of large avenues like the Champs-Elysées and the city ringroad.

The mayor’s office say the new rule is aimed at reducing accidents and noise pollution while “adapting” the city for the fight against climate change. 

“It is a safety measure,” said deputy mayor David Belliard speaking on Franceinfo radio on Monday morning. “You must remember that the great majority of serious or fatal accidents in Paris come from cars or heavy goods vehicles.

“This measure is part of a coherent policy of transformation of the public space – a policy that favours so-called ‘soft’ modes of mobility like walking, cycling and public transport, to the detriment of cars, which we would like to reserve only for essential use.” 

The mairie plans to ban most types of private motoring from the central arrondissements of the city from next year.

So will the new measures be enforced, will it make much difference to the famously traffic-choked city and how do residents feel about it?

The city’s périphérique ringroad is one of the exceptions to the new 30 km/h and remains, for now, a 50 kmh zone. Photo by Ludovic MARIN / AFP

Support

Ymen Sambe has had countless bad experiences on the roads of the French capital.

“Paris is full of crazy drivers. I was on an electric scooter once and a car rammed me from the side. I didn’t have any serious injuries, but I was left really shocked,” she said.

The 21-year-old student is among the many Parisians backing the expansion of the 30km/h zones. Prior to this, only 60 percent of the city’s roads were subject to such a restriction.

“I am not a driver so my judgement is probably a bit biased but in terms of safety for pedestrians and cyclists, as well as air and noise pollution, it can only be a good thing,” said Chloe Maillard, a 27-year-old consultant living in the capital.

A consultation of close to 6,000 people conducted by City Hall, from October 2020 to November 2020, found that 59 percent of Parisians supported the proposed changes.

A more recent survey by the pollsters IFOP for MisterTurbo.com, found that 61 percent of Parisians were in favour of the new measure, with 71 percent believing that it would be beneficial for the most vulnerable road users.

Enforcement

It remains unclear how stringently the speed limit will be enforced. City Hall said there would be a brief period of ‘tolerance’, but that enforcement ultimately rests in the hands of the police, who have yet to reply to The Local’s request for comment.

According to the local transport statistics agency, the current average speed when driving in central Paris between 7am and 9pm is 11.6 km/h, and 30.9 km/h on the ring road.

The City Authorities believe that implementation of the measure will lead to a 25 percent decrease in the number of road accidents and a 40 percent decrease in those considered serious and fatal.

According to the World Health Organisation the risk of death to a pedestrian hit by a car is 80 percent at 50km/h but just 10 percent at 30km/h.

“There are lots of people who come into hospitals with road traffic injuries,” said Trudy Bouadé, a trainee doctor conducting Covid-19 tests next to Bassin de la Villette in Paris. “Surely this limit is a good thing if it saves lives.”

The City has also argued that expanding the 30km/h limit will cut noise pollution on the roads in half.

Protests

But not everyone is happy with the measure. “The arguments given by the City Hall are false and fallacious,” said François Vallin, President of Rouler Libre a Paris-based automobile association.

“The more we reduce speed, the more there will be traffic jams. There will be more noise and pollution.”

For Villan, the measure reeks of elite metropolitan virtue signalling. “We have understood that this is just an attempt by the Mayor to win votes at the Presidential election by trying to appear ecological.”

Hidalgo is widely considered to be planning a run for the presidency in 2022, but has not officially declared as a candidate.

The new limit has also exposed a divide between city-dwelling Parisians and Franciliens – residents of the wider Île-de-France region which also includes the Paris suburbs. According to the 2020 consultation from the City Hall, 61 percent of Franciliens were opposed to the new limits.

“Most people who use the roads in Paris come from outside the city. Paris does not belong to the Parisians. It belongs to everyone who uses the roads,” said Vallin, who also highlighted official figures showing that in 2018, only 16 percent of road traffic accidents in Paris were caused by speeding.

Some think the next step will be to ban cars altogether.

“What is the point in having a car? Even electric scooters can now go faster,” said Paris-based baker, Zeimeb Lounissi, who sold her car after learning that the 30km/h speed limit would be implemented more widely.

Rouler Libre plans to launch legal action against the City in September and has planned a protest near the Chateau de Vincennes, just outside of Paris, on Sunday.

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DRIVING

EXPLAINED: How does car insurance work in France?

If you drive a motor vehicle in France – even one for which you don’t need a driving licence – you must have insurance. Here is what you need to know.

EXPLAINED: How does car insurance work in France?

Anyone who drives a car, lorry, van, or rides a motorcycle or scooter on the road in France must have at least third-party car insurance.

Here’s what you need to know.

What’s covered

Be aware that a French insurance policy covers the vehicle, rather than the driver. You will still need to list one or several named drivers, but others will also be able to take the wheel of your vehicle and be covered by at least the legal minimum third-party insurance.

What you need to get insured

Before you can drive your car, you must be insured. Car dealers will not let you drive off in your new purchase without the required documents. 

Fortunately, the process is pretty simple, and your insurer will help you with the necessary paperwork. 

Carte verte

Since April 1st, 2024, green car insurance cards in the windscreens of French vehicles have been replaced by an automated system accessible to law enforcement officers, though you’ll still see them on display in plenty of cars. 

READ ALSO 7 things to know about the change to France’s ‘carte verte’ car insurance

This new digital system means drivers’ insurance details can be checked using licence plates and by verifying information in the file of insured vehicles (FAV), which has been accessible to law enforcement since 2019. 

Insurance companies are required to update the register every 72 hours, so the digital list is kept up to date. 

In theory, this means drivers no longer have to present insurance paperwork if they are pulled over by police, as it will be up to officers to consult this database. But you will receive a document on taking out or renewing your insurance policy that you can show them. It may speed things up.

A reminder: driving while uninsured remains an offence. As well as a hefty fine those drives caught behind the wheel without insurance risk having their driving licence suspended for up to three years.

Moreover, driving on a suspended licence can be punishable by up to two years imprisonment, a €4,500 fine and confiscation of the vehicle.

READ ALSO Driving in France: What are the offences that cost you penalty points on your French licence?

What happens if you’re involved in an accident

In France, in the immediate aftermath of a collision, you might be asked by other involved parties to fill out a paper document which gives information about the details of an accident on the road.

This is a ‘constat amiable’ – pronounced con-statt amm-ee-ahh-bul – the French term for a European Accident Statement (EAS) that is accepted by insurance companies across the continent. 

It’s not a legal requirement to have one in your car, but many motorists in France do, just in case. Copies are then sent to your insurers for processing.

And the French government’s Service Public website recommends in strong, bureaucratic terms that motorists involved in a collision should complete the form, which details the circumstances of a collision, and any resulting damage to either vehicle.

The form is available in English (pdf) if you prefer, but it’s advisable to use a French one for your French insurers.

No claims

The no-claims system is known as Bonus Malus in France. 

Someone who has never been insured starts with a bonus of 1.00, and every year without a claim this is multiplied by 0.95, shaving a percentage off your bill – though you might not realise it as premiums seem to rise year on year…

It takes 13 years to build up a maximum no claims bonus.

If you have previously been insured in the UK or an EU country you may be able to transfer any no-claims bonus, depending on the company. 

READ ALSO Meet France’s tiny cars that you don’t need a licence to drive

If, on the other hand, you are involved in an accident, this figure will be multiplied by 1.25 if you are to blame – or 1.125 if you are only partially at fault.

Are there other ways to cut insurance costs?

French insurers offer a range of policies that you may want to consider. Fully comprehensive (tous risques) policies tend to cost more, but you may decide it’s worthwhile. Third-party, fire and theft, and third party insurance are also routinely available from insurers.

But, if you don’t drive often or far, you may be able to get a low-mileage deal, for example. It’s always worthwhile checking with your insurer.

When you do / don’t need a French driving licence

You can drive in France on a non-French / EU driving licence for a certain period of time. 

If you’re in France on holiday there is usually no problem with driving on the licence of your home country, whether you’re bringing your own car or renting one here – although there will likely be some additional paperwork involved at a French car rental company if you hold a non-French / EU licence.

If you live in France, however, it’s a different story for holders of non-French / EU licences. After a certain period of residency (usually one year, although there is a slightly different system for UK licences) you will probably need to swap your licence for a French one.

This could have a knock-on effect on your insurance. 

Driving in France on a foreign licence when you should have swapped it for a French one is illegal – which invalidates your insurance.

READ ALSO Is it illegal to drive on a foreign licence if you live in France?

If you have an accident while driving, even if it’s not your fault, you need to contact your insurance and if you’re showing a French address and a non-French licence it’s likely that questions will be asked. 

Listing an address that’s not your actual place of residence counts as lying to your insurers, which is also likely to result in the refusal of your claim if you are caught. And it can lead to prosecution. 

Changing provider

France has a reputation for making it difficult for customers to shop about for things like insurance – and with some justification. 

But the good news is the process is becoming simpler, and the fact is you have every right to shop around for the best deal for you.

Of course, if you’re happy with your insurer, stick with them. Policies auto-renew after 12 months and will do this every year unless you cancel.

When you sign a contract, you have a 14-day cooling off period where you can cancel without being penalised. After this, you can usually only cancel within the final two months of the first year.

After the first 12 months have elapsed, you can cancel at any time. The insurer will end the contract one month after receiving notice of cancellation and will refund any payments made beyond this period.

Your new chosen insurer may be able to help with cancelling your existing insurance. If not, you need to send a letter of cancellation – you might be able to do this online, otherwise you need to write a formal letter and it’s a good idea to send it by registered mail.

Just make sure that you have insurance in place before you get behind the wheel!

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