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WORKING IN SWITZERLAND

How much can you earn with a Swiss university degree?

Compulsory education ends in Switzerland at age 16, when students have a choice between going to a university or opting for a three-year vocational education and training (VET). Which of the two is most ‘profitable’ in terms of salaries?

How much can you earn with a Swiss university degree?
If you are a university graduate, you can expect high wages. Photo: Gül Işık on Pexels

While for many people around the world universities are seen as the best paths toward rewarding careers, Switzerland is a bit different in this regard.

After compulsory education, about two-thirds of Swiss students opt for a VET pathway, a dual-track programme that includes two days in a vocational school and three days getting an on-the-job training in their chosen sector.

VET includes a variety of fields such as business and commercial, administration, retail, tourism, construction, information technology, arts, wellness services, as well as various trades — in all, 230 professions, according to Educationsuisse platform.

The other one-third of graduating students choose to attend a university.

Yet there are significant differences in wages between VET and university graduates.

Let’s look at VET first.

On average, five years after completing the vocational training, employees can expect to earn about 5,270 francs a month.

However, wages differ based on sectors.

In the IT, for instance, the salary is 1,100 francs above this average.

People who completed apprenticeships in electricity and mechanical construction can expect to earn 5,445 francs after five years, followed by architecture and construction (5,425 francs); accounting, marketing, and office work (5,367 francs), and the social sector (5,349 francs).

Lowest wages — below 5,000 a month — are in the retail and “personal services” sector.

READ ALSO: Why is vocational training so popular in Switzerland and how much can I earn?

What about people with university degrees?

Based on figures from the Federal Statistical Office, there is a considerable difference between salaries of VET and university graduates. And within the latter group, wages vary depending on the kind of institutions the students attended. 

Switzerland has several kinds of higher education establishments: cantonal universities and two federal polytechnic institutes: one in Zurich (ETH) and the other in Lausanne (EPFL). They are considered the ‘highest’ educational institutions.

Graduates of these establishments can earn as much as 10,170 francs a month.

Next are universities of applied sciences (nearly 9,000 francs a month), teacher-training colleges (8,480), and other specialised schools (8,175).

What if you attended a foreign university?

If you didn’t study at a Swiss higher education institution or complete an apprenticeship here, you can have your foreign qualifications recognised in Switzerland — and earn an equivalent salary (wages are based on the job and your position; not on your nationality).

Whether you are coming from the European Union or not will play an important role in this process, as Switzerland has adopted the EU’s system of mutual recognition of professional qualifications. 

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WORKING IN SWITZERLAND

Can you claim unemployment benefits in Switzerland if you quit your job?

Sometimes you’ve just had enough, and it’s time to get out of a job that isn’t right for you. However, are you still able to claim unemployment in Switzerland if you quit? Here’s what to know. 

Can you claim unemployment benefits in Switzerland if you quit your job?

The short answer is yes, you can claim unemployment if you quit your job in Switzerland, thanks to the compulsory unemployment insurance that you’ve paid into.

But, there are a few caveats you need to know about.

The first is that you must be on a ‘B’ or ‘C’ permit to be eligible for unemployment benefits- as are the majority of international workers in Switzerland.

Those on an ‘L’ permit are eligible to draw unemployment benefits, if they worked in Switzerland for 12 months.

READ MORE: What unemployment benefits are foreign workers in Switzerland entitled to?

You also cannot claim unemployment if you’ve been self-employed or a freelancer for the duration of your time in Switzerland. 

This is because you need to have been engaged in full-time work paying into Switzerland’s national unemployment insurance program for a year – earning at least 500 francs a month – to be eligible.

Finally, there will be a penalty applied if you quit your job and then immediately file for unemployment benefits. 

Specifically, there will be a holding period on your payments of up to sixty days, although this will depend on your unemployment advisor and the circumstances of your quitting. If there are medical or mental health issues involved in quitting, your job, these can be taken into consideration in modifying the period. Therefore, it’s a good idea to hold on to any doctor’s reports when registering.

READ MORE: What you should know if you want to quit your job in Switzerland

If you are eligible, and you have registered at your local Regional Employment Centre (RAV), you can expect to receive 70 percent of your previous salary, and 80 percent if you have a dependent under 25 years of age, or you have a registered disability. 

The maximum unemployment benefits distributed to an individual by the government are 148,200 francs a year, for a monthly payment of 12,350 francs.

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