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HEALTH

How to get help in France with dementia and memory loss

It’s not something anyone wants to consider, but older people especially are susceptible to suffering some form of mental decline including dementia - and there is help and support out there in France.

How to get help in France with dementia and memory loss
(Photo by SIMON DAWSON / POOL / AFP)

If you are concerned that a loved one or friend may be showing signs of mental decline, here’s an overview of the system in France and where you might go to get help.

What to do if you think a loved one has dementia

First things first, dementia is not an illness. It is, more accurately, a catch-all term used to describe a group of symptoms that affect memory, thinking and social abilities, linked to one of a number of medical conditions of the brain, including Alzheimer’s, or by traumatic brain injuries. Symptoms vary according to the part of the brain that is damaged.

Dementia can occur at any age, but mainly affects older people. It is the cause of more than half of referrals to long-stay centres.

Britain’s NHS website lists early dementia signs to be aware of. If you are concerned that a loved one is displaying one or more of these signs, then you should seek out a formal diagnosis. Such signs do not prove the presence of a neurocognitive disorder, but if they do, early detection will make things much easier.

The first step – as always – is to arrange a consultation with your GP, who may refer the patient to a specialist.

READ ALSO How to make a doctor’s appointment in France

What happens in the specialist consultation

A referral will generally see the patient go to a local Consultation mémoire de proximité (CMP) in a Centre mémoire de ressources et de recherche (CMRR), where a specialist medical team can diagnose dementia and memory disorders.

The diagnosis will follow a series of cognitive assessment tests as well as, perhaps, brain scans and physical tests, depending on the outcome of the cognitive testing. The specialists will give you all the information you need at the time.

If a form of dementia is diagnosed, it’s understandable that you’ll be concerned about what could and should happen if your loved one can no longer take care of themselves.

As with early detection of a degenerative brain condition itself, it’s important not to leave discussions about the future too long. Do it before it’s too late is the best advice, even though it’s a conversation (or a series of them) that you will not want to have.

Financial and legal affairs

France has several administrative options for legal arrangements similar to power of attorney or guardianship – known by the umbrella term of mesures de protection judiciaires (judicial protection measures) – as well as less formal steps for those who are unable to make decisions in their daily life.

READ ALSO GUIDE: Guardianship or power of attorney options in France for elderly or vulnerable people

It is worthwhile noting, for example, that power of attorney in France can be separated into different individual areas – banking, administration, documents and management related to assets/inheritance, and voting – or granted for all sections.

It is also a good idea to check any life and health insurance policies. France insurance companies offer something known as Assurance dépendance, which pays out when holders are unable to care for themselves.

READ ALSO Health insurance in France: What you need to know about a mutuelle

Most policies insure against partial and/or total loss of autonomy. The exact sums – paid either as a lump sum or monthly – depend on the terms of the policy and degree of incapacity and can cover adaptations to a home to allow for the care of a dependent person, home help, specialised transport – even funeral expenses.

Meanwhile, families caring for a family member with dementia may also be eligible for means-tested Allocation personnalisée d’autonomie

READ ALSO French government’s seven-step plan to improve end-of-life care

Help and support

It is worthwhile getting in touch with agencies and associations, France Alzheimer for example, once you have a diagnosis. 

They will be best placed to help you navigate the French system for care and assistance – and even just provide emotional support when you need it.

They can also guide you through the CAF benefits that you may be eligible for, or help you apply for visits from a home help or aide domicile.

If the time comes when the person can no longer live at home and residential care is required, here’s a look at how the French care home system works, and the financial situation for people who have never worked in France.

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For members

LIVING IN FRANCE

How to prove to French authorities that you are alive

If you live in France you'll be used to official requests for all sorts of documents, but one that may come as a surprise is being asked to prove that you're still alive. Here's how to do that.

How to prove to French authorities that you are alive

Official processes in France usually involve collecting together a big dossier of documents, and requests for certain type of certificate are common (the one for ‘a birth certificate issued within the last three months’ regularly baffles foreigners).

A request that is less common – but still vital – is the request for a Certificat de Vie – a certificate of life, which is basically a piece of paper asserting that you remain within the mortal realm.

Here’s how to get it and why you might need one.

Who needs it?

You only need to provide this certificate if it is requested from you.

The people most likely to get a request for a Certificat de Vie are pensioners. Pensioner providers regularly ask for proof that you are still alive, and if you don’t provide it it’s highly likely that they will stop paying out your pension.

The people most commonly asked to provide this are people living in a different country to the one paying out the pension (so for example people who have worked in France but then moved to another country, or pensioners who have moved to France) but they are fairly widespread for all types of pension.

The other people most likely to ask for it is the benefits office, especially if you are receiving a French Assurance invalidité (disability benefit) or Allocation de solidarité (top-up benefits) – as with pensions, failing to send the certificate can result in your payments being stopped.

Some people may instead be asked for an Attestation sur l’honneur de non-décès (sworn declaration of non-death). This is simpler to provide because it’s not a specific form it’s just something that you write out in formal French declaring that you remain alive, and then sign and date.

You can find templates for creating an attestation in the correct format and legal French here.

How to get it

There are two ways to obtain the Certificat de Vie – in person or online.

If you live in France, you go along in person to your local mairie and ask them to complete the form for you – it’s form Cerfa n° 11753*02, but the mairie staff will know that. Be sure to take with you official ID (ie passport or French ID card), and depending on your circumstances mairie staff may ask for extra paperwork such as proof of address.

Once you have the form, you can send it to whoever has requested it, either by registered mail or a scanned copy uploaded to an online portal.

You can find a sample copy here to show you what the form looks like.

If you live outside France, you can request the certificate at the French consulate, while some police stations will also provide it (depending on the country).

But for those living outside France there is also an online option, which now includes the option to verify your continuing life via your biometric details, meaning that you don’t even need to leave the house.

This would be useful to people who have worked in France for part of their career, meaning they get a partial French pension, but have then either returned to their home country or moved to another country.

In order to use this, you need to download the app ‘Mon Certificat de Vie’ – find full instructions on using it here.

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