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What is considered a decent salary in Spain?

How much money do you need to earn a month to live a relatively comfortable life in Spain in 2024? We've crunched the figures to give you an idea of what average and above average earnings are in the country.

What is considered a decent salary in Spain?
The average gross annual salary is Spain €27,000, but is that considered to be decent wages to live comfortably? Photo: Pixabay/Pexels

There are various sets of figures out there when it comes to average income in Spain. You can go based on (wildly differing) numbers cited in the Spanish press, numbers used in EU wide analysis, and data sets from the country’s National Statistics Institute (INE).

Then of course there’s also different types of salary: do you mean gross or net income? Are we talking annual income or monthly? Is it calculated by 12 or 14 annual payments? And what about the regional differences?

It can be a lot to get your head around, and therefore difficult to say what exactly is considered a ‘decent’ income in Spain. As we will see, the basic answer is that it depends on several factors (scroll to the bottom for the quick answer).

Starting with the basics, according to the latest salary figures available from INE the average annual wage in Spain is 26,948.87 gross per year. That works out to €2,245 per month gross in 12 payments and €1,924 in 14 payments, something which is common in Spain.

Of course, tax deductions (something partly devolved to the regional governments in Spain) and other financial conditions vary whenever you are and mean that the average net income is harder to gauge. 

But INE data shows that for women in Spain the average salary is 24,359.82 per year and for men 29,381.84. Women’s average income grew by 5.1 percent year on year, while men’s average salaries grew by 3.5 percent.

However, this doesn’t tell the full story and there are some pretty stark regional and professional differences hidden within that headline figure. 

So, what can we actually consider a decent salary in Spain?

International and regional differences

Whether or not you think 27,000 per year is a decent salary is relative to several factors. If you’re coming from Morocco or Portugal, for example, you probably would consider it a decent income, whereas if you move to Spain from Stockholm or Switzerland this would likely seem a very low salary.

Similarly, regional differences within Spain also shape perspectives on what’s considered a decent salary or not – and there are some pretty striking differences between the different parts of the country. What’s considered a decent salary in Murcia, for example, would probably be considered poor by someone who has worked in Madrid.

Regional breakdown:

Andalucía – 24,041.96

Aragón – 26,012.71

Asturias – 26,745.93

Balearic Islands – 27,145.79

Basque Country – 32,313.73

Canary Islands – 23,096.92

Cantabria – 25,291.14

Castilla y León – 24,186.89

Castilla-La Mancha – 23,751.71

Catalonia – 28,774.55

Valencia – 24,510.34

Extremadura – 21,922.73

Galicia – 24,169.68

Madrid – 31,230.73

Murcia – 23,851.69

Navarra  – 29,189.52

La Rioja – 24,903.38

If you’ve lived or worked in Spain, you’ll know that when Spaniards talk about salaries they generally refer to monthly income as opposed to the annual figure. Often when jobs are advertised in Spain they’ve advertised in monthly gross figures, so that’s what we’ll do here too.

It should also be noted that in Spain often salaries are paid in 14 instalments as opposed to 12, as is common abroad. So the following figures are the INE’s annual average divided into 14 payments.

INE figures show that the highest average gross monthly salaries in Spain are in Basque Country, with 2,308 per month, followed by Madrid (2,230) and the Balearic Islands (1,938).

In fact, thinking in terms of annual gross income, the Basque Country and Madrid are the only two regions in Spain that exceed the 30,000 per year threshold on average, so both would be considered more than decent salaries in Spain.

The next highest monthly gross salaries are in Navarra (2,084), Catalonia (2,055), Asturias (1,910), Cantabria (1806), La Rioja (1,778), Castilla y León (1,727) and Galicia (1,726).

At the other end of the scale are Extremadura (1,565), the Canary Islands (1,649), Murcia (1703) and Andalusia (1,717) gross per month.

Job types

Of course, what’s considered a good or bad salary in Spain can also depend on the sector and position. A general manager of a tech company would consider a waiters salary very low, but that same salary may be considered poor compared to similar positions abroad.

Hospitality professionals have the lowest average annual wages in Spain, with 16,274.71 — 39.6 percent below the national average.

By occupation the annual earnings of ‘Directors and managers’ were on average 59,478.63, 120.7 percent higher than the average wage and a very good salary in Spain.

Surprisingly, the INE specified that the ‘economic activity’ (as opposed to occupation) with the highest annual salary in Spain is, according to the INE stats, workers ‘Electricity, gas, steam and aircon workers’ with 55,470.69 gross per year.

On the other hand, the lowest salaries overall corresponded to unskilled workers in services (not including transport workers) with an average annual salary of just 14,665.40, 45.6 percent below the average.

Nationality

There’s also quite a gap between Spanish workers’ income and those of foreigners.

Spanish workers have the highest average annual wages with 27,500, whereas all non-Spanish worker groups had a salary below the average. 

The lowest was that of those from Latin America on average (18,214.62).

READ ALSO: What jobs do foreigners in Spain do?

Conclusion: What is considered a decent salary in Spain?

As we have seen, there is no one answer to this question in Spain. It really depends on where in Spain you’re living, where in the world you’ve come from, the sector you’re working in and even personal opinion.

The average headline figure is roughly 27,000 per year (€2,245 per month gross in 12 payments), which after tax ends up being roughly around €1,700 to €1,800 a month depending on your personal circumstances. 

Therefore, if after tax you earn €2,000 or more a month, the average person in Spain will consider that you earn a good or above average salary, enough to cover rent/mortgage, daily costs, enjoy a few meals out and some leisure and still save some money every month.

In big cities such as Barcelona, Madrid or Palma de Mallorca where rents and living costs have increased the most in recent years, €2,000 may be enough for you to break even every month but not necessarily enough to live a relatively comfortable life or maintain a small family.

To give you an idea, Barcelona authorities believe the cut-off to live “with dignity” in the Catalan capital is €1,516 a month, anything below that and the average person struggles. Financial website El Cronista also points out that in Madrid you need between €1,800 and €2,500 a month to live a decent life in the Spanish capital.

Therefore, what’s considered a good salary in these bigger pricier cities in Spain would be closer to €2,500 net a month in most Spaniards’ eyes. 

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EXPLAINED: How Spain’s new Social Security app works

Whether you're self-employed, an artist, a student or a domestic worker, Spain's new social security app aims to simplify and streamline bureaucratic processes you might need to do when it comes to managing your working life and pension.

EXPLAINED: How Spain's new Social Security app works

Spain’s Social Security Ministry has launched a new free mobile app aimed at simplifying and synchronising tax, pension and working life procedures, allowing you to better access records and update information.

The app is specifically aimed at easing the bureaucratic burden on the self-employed, domestic workers, artists and young people studying or doing work experience.

Spain’s Minister for Inclusion, Social Security and Migration, Elma Saiz, presented the app this week, stating that it represents “a great step forward for citizens to have a closer and more fluid relationship with Social Security.

Through this application, personal data can be updated and verified; detailed information on contribution bases can be accessed and your Work Life report can be easily downloaded, among many other services.”

In Spain, your ‘Working Life report’ is known as el informe de vida laboral. According to the Social Security website, it is “a document that contains information on all the periods contributed by the worker to the Spanish Social Security system.” In other words, all the information on your entire employment history in Spain.

READ ALSO: How to check how long you have left to get a pension in Spain

The app essentially moves over the various processes usually done on the Social Security portal or in Spain’s social security offices so users can receive a more personalised service including tailored alerts and the ability to download documents to their mobile phones in offline mode.

It also allows users to easily check the details of their working life including for who and for how long they’ve worked somewhere, the type of contract they have, the working day or the relevant collective bargaining agreement, as well as information on contribution bases and how much they are owed in the event of sick leave and for calculating your pension.

How do I access and use the app?

First you’ll need to download the app from the Google Play or Apple App store. Once you’ve downloaded it to your phone, there are three ways to log-in in and register:

  • Permanent Cl@ve
  • Digital certificate (Android only)
  • SMS

READ ALSO:

Once registered and logged in, push notifications can be turned on as well as a biometric access — either fingerprint or facial recognition.

Once this has been done, you can access your personal information, whether it be working or pension matters, and all the normal procedures you’d previously do via the portal can be carried out and all this information can be downloaded in files.

What can you do with the app?

As mentioned earlier, the new app basically aims to streamline the processes you’d normally do via the Social Security Ministry portal or in person.

This includes checking your social security number or requesting one, consulting your tax contribution bases and employment history, updating your personal details, or managing tasks for the self-employed, domestic workers artists or young people doing work experience, such as registering or deregistering as economically active and downloading supporting documents.

READ ALSO: How to de-register as self-employed in Spain

Focus on young people, freelancers, artists and domestic employment

The application offers four different profiles to use the app: self-employed, domestic employment (for both employees and employers), artists and trainees.

The autónomo profile allows you to access all the information and procedures available if you are registered or are about to start self-employment, including registration and de-registration, modifying your contribution base, consulting tax receipts, and estimating your contributions according to your income, among other things.

In the domestic employment section, whether you yourself work domestically or are going to hire someone to work at home, you can consult all the necessary information such as calculating the contributions to be paid, registering and de-registering, updating the salary information and the working hours of the employee, or consulting payslips issued.

READ ALSO: The rules for hiring a domestic worker in Spain

For artists, you can manage your inactivity, request a refund of income from contribution bases or deregister from the working artists’ register.

For students doing internships or work experience (alumnos en prácticas in Spanish) the app is useful for both those about to start their internships and for those who’ve already started them, with access to their personal profile, a guide to resolve doubts, information to find out about the benefits of pensions contributions and they can carry out procedures such as requesting the social security number, downloading the Work Life Report and consulting contribution bases.

READ ALSO: How self-employed workers in Spain can get a better pension

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