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WORKING IN SWITZERLAND

Can you claim unemployment benefits in Switzerland if you quit your job?

Sometimes you’ve just had enough, and it’s time to get out of a job that isn’t right for you. However, are you still able to claim unemployment in Switzerland if you quit? Here’s what to know. 

Can you claim unemployment benefits in Switzerland if you quit your job?
Sometimes you just need to leave a job - but can you still access unemployment payments in Switzerland if you quit? Photo: Sarah B / Unsplash

The short answer is yes, you can claim unemployment if you quit your job in Switzerland, thanks to the compulsory unemployment insurance that you’ve paid into.

But, there are a few caveats you need to know about.

The first is that you must be on a ‘B’ or ‘C’ permit to be eligible for unemployment benefits- as are the majority of international workers in Switzerland.

Those on an ‘L’ permit are eligible to draw unemployment benefits, if they worked in Switzerland for 12 months.

READ MORE: What unemployment benefits are foreign workers in Switzerland entitled to?

You also cannot claim unemployment if you’ve been self-employed or a freelancer for the duration of your time in Switzerland. 

This is because you need to have been engaged in full-time work paying into Switzerland’s national unemployment insurance program for a year – earning at least 500 francs a month – to be eligible.

Finally, there will be a penalty applied if you quit your job and then immediately file for unemployment benefits. 

Specifically, there will be a holding period on your payments of up to sixty days, although this will depend on your unemployment advisor and the circumstances of your quitting. If there are medical or mental health issues involved in quitting, your job, these can be taken into consideration in modifying the period. Therefore, it’s a good idea to hold on to any doctor’s reports when registering.

READ MORE: What you should know if you want to quit your job in Switzerland

If you are eligible, and you have registered at your local Regional Employment Centre (RAV), you can expect to receive 70 percent of your previous salary, and 80 percent if you have a dependent under 25 years of age, or you have a registered disability. 

The maximum unemployment benefits distributed to an individual by the government are 148,200 francs a year, for a monthly payment of 12,350 francs.

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QUALITY OF LIFE

Where are the ‘best’ and ‘worst’ places to live in Switzerland in 2024?

A new, large-scale comparison of Swiss communities reveals where life is good — and where it leaves much to be desired.

Where are the 'best' and 'worst' places to live in Switzerland in 2024?

In all fairness, there are no truly ‘bad’ communities in Switzerland, especially in comparison to certain parts of the world.

However, in the only major ranking of this kind conducted in Switzerland, Handelzeitung newspaper set out to find out which Swiss towns of more than 2,000 residents offer the best overall quality of life to its residents, and which  ones — not so much. 

The publication examined 1,000 municipalities, ranking them on 51 criteria, including the tax burden, property prices, security, geographic location, quality of public schools, social structures, and availability of shopping venues, among others.

The data that Handelszeitung used is based mainly on public statistics, as well as on real estate price models from the company Iazi.

“Among the main factors for a municipality to be at the top are low taxes, proximity to the centre, and the presence of a lake,” according the study’s author, Donato Scognamiglio.

The findings can be summed up thus: all the best communities are located in the Swiss-German part of the country (mainly in Zurich and central Switzerland), while the ‘worst’ are predominantly in the French-speaking cantons, as well as Ticino.

And the best places are….

Based on the above criteria, Handelszeitung selected these 10 communes as the best places to live in the country:
1 Meggen (LU)
2 Hergiswil (NW)
3 Oberkirch (LU)
4 Cham (ZG)
5 Zug (ZG)
6 Zollikon (ZH)
7 Freienbach (SZ)
8 Küsnacht (ZH)
9 Hünenberg (ZG)
10 Kilchberg (ZH)

Why has the municipality of Meggen earned  the top spot?

 “Living in Meggen is considered a privilege by most people,” said mayor Carmen Holdener.

“But it’s not just the rich and privileged who live here,” she added. “The population is very diverse.”

City statistics do show that foreign nationals make up nearly 25 percent of the town’s 7,768  residents.

What about Hergiswil, which is in the second-place?

The Nidwalden municipality is well connected by transport, and its location between Pilatus and Lake Lucerne offers many leisure activities.

But its main attraction may lie elsewkere: “We keep taxes in Hergiswil consistently low,” said the mayor, Daniel Rogenmoser. “This is important for taxpayers so that they can plan for the long term with relatively stable taxes.”

This community is diverse as wll: almost 30 percent of the population of 6,185 people are foreigners.

What about the ‘losers’?

This is what the line-up looks like:

1 Val-de-Travers (NE)
2 Chamoson (VS)
3 Le Locle (NE)
4 Riviera (TI)
5 Perles (BE)
6 Biasca (TI)
7 Diemtigen (BE)
8 Saint-Imier (BE)
9 La Chaux-de-Fonds (NE)
10 Tramelan (BE)

So what’s wrong with Val-de-Travers, which got the lowest score in the ranking?

Although scenically located amid hills and pine forests, the Neuchâtel municipality has the highest taxes in Switzerland.

But that’s not all: the community of 10,550 inhabitants is “poorly served by publlic transport, poorly structured, and has few jobs on site.”

What about Switzerland’s largest cities?

According to the study, life is not that great (comparatively speaking) in major Swiss municipalities.

Zurich is in the 54th place, Basel in the 486th, and Bern in 491st.

“The reasons for this poor ranking lie mainly in the areas of housing and employment, with reduced construction activity, more difficult financial accessibility, a higher unemployment rate, and fewer business start-ups.”

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